Withdrawal conditions of Changchun housing provide

2022-07-22
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The borrower applying for decoration loan should meet the following conditions: (1) from the establishment of the housing provident fund system for him by his unit to the date of applying for loan, he should deposit the housing provident fund in full for more than 12 months in accordance with the regulations; (2) With the "commercial housing sales contract", the first payment receipt or the "house ownership certificate", and the deed tax invoice filed and registered by the real estate management department; (3) Have decoration contracts signed with interior decoration enterprises; (4) Have the ability to repay the principal and interest of the loan. If the borrower has used the housing provident fund loan for house purchase or used the housing provident fund loan at the same time as the decoration loan, the borrower's family income minus the monthly repayment amount of the decoration loan and the house purchase loan will determine its ability to repay the principal and interest of the loan. The repayment of the loan shall not exceed 50% of the family income; (5) In line with the provisions of the measures of Changchun Municipality for the administration of housing provident fund loans

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